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Resources, information and helpful links relating to Money issues of women.
Credit Report FAQ
How do I dispute possible inaccuracies on my credit report?
To request an investigation into information you don’t agree with on your credit report, you should write directly to the credit reporting bureau that supplied the information. A credit bureau has 30 days to investigate disputes regarding possible inaccuracies on credit reports. The credit bureau must then give you the results in writing.
Areas of Information Included On Your Credit Report:
Personal Profile
| Names File: |
Your name and/or nicknames. |
| Current Address: |
Your current U.S. mail address. |
| Current Employer: |
Name of your current employer. |
| Year of Birth: |
Year you were born. |
| Previous Addresses: |
Your previous mail addresses. |
| Previous Employers: |
Names your previous employers. |
Credit
Summary
This section summarizes your credit status. You should pay special attention to the information on past due and delinquent accounts, as those can negatively affect your credit. Knowing the different account types will help you understand your report. They are:
Installment – These are accounts like a car loan. You borrow a specific amount of money and make regular payments, with interest.
Revolving - These are accounts like a credit card. You have a credit limit and can pay off the amount of money you borrow in different ways.
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Request 3 in 1 Credit Report
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Get all three scores with your complete 3-in-1 Credit Report to see your comprehensive credit picture from all three of the major reporting agencies.
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Request Credit Snapshot |
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This is a snapshot of your credit history according to one major credit bureau. It is easy-to-read, and graphically enhanced with color-coded histograms. The report includes creditor contact information, a quick glance summary, disputing instructions, and an interactive guide.
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Credit Union Members Only! |
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Request your complete credit report with results from the three major credit reporting agencies.
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