Resources,
information and helpful links relating
to Money issues of women.
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| Credit
Report FAQ
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How
do I dispute possible inaccuracies on my credit
report?
To request an investigation into information you
don’t agree with on your credit report, you should
write directly to the credit reporting bureau that
supplied the information. A credit bureau has 30
days to investigate disputes regarding possible
inaccuracies on credit reports. The credit bureau
must then give you the results in writing.
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| Areas
of Information Included On Your Credit Report:
Personal
Profile
| Names
on File: |
Your
name and/or nicknames. |
| Current
Address: |
Your
current U.S. mail address. |
| Current
Employer: |
Name
of your current employer. |
| Year
of Birth: |
Year
you were born. |
| Previous
Addresses: |
Your
previous mail addresses. |
| Previous
Employers: |
Names
of your previous employers. |
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Credit Summary
This section
summarizes your credit status. You should pay
special attention to the information on past due and
delinquent accounts, as those can negatively affect
your credit. Knowing the different account types
will help you understand your report. They are:
Installment
- These are accounts like a car loan. You borrow a
specific amount of money and make regular payments,
with interest.
Revolving
- These are accounts like a credit card. You have a
credit limit and can pay off the amount of money you
borrow in different ways.
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Request
Your 3 in 1 Credit Report
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Get
all three scores with your complete 3-in-1
Credit Report to see your comprehensive
credit picture from all three of the major
reporting agencies. |
Request
Your Credit Snapshot |
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This
is a snapshot of your credit history
according to one major credit bureau. It is
easy-to-read, and graphically enhanced with
color-coded histograms. The report includes
creditor contact information, a quick glance
summary, disputing instructions, and an
interactive guide. |
Credit
Union Members Only! |
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Request
your complete credit report with results
from the three major credit reporting
agencies. |
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