|
Resources, information and helpful links relating to Money issues of women.
Things Included On a Credit Report
Learn about what appears on your credit report, and how to understand it.
The three major Credit Bureaus have their own criteria on how to read your credit report. But they all share the same information. In the past years they made their credit reports clearer so people can understand it easily.
Items Include:
Basic Information
Name, Address, Date of Birth, Social Security number and spouse’s name.
Credit and Payment History
Listing of companies that have loaned you money in the past, along with the account numbers, size of your credit lines, dates the lines were opened, dates you last used the credit lines, lines’ repayment terms, amounts you presently owe, status of your payments and number of months your payments are past due.
Collection Agencies
Those assigned to collect overdue debts, including original creditor’s name, which collection agency oversaw which account, the amount it tried to collect and whether you paid.
Courthouse Records
Federal, state or local courts showing liens, bankruptcy filings or other judgments.
Additional History Information
Former addresses, employers, etc.
Inquiries
Listing of inquiries made by potential credit grantors like credit card companies.
» Click to read through our Credit Card FAQ, for a detailed break-down of each topic, as they appear on your credit report.
|
Request Your 3 in 1 Credit Report
|
|
Get all three scores with your complete 3-in-1 Credit Report to see your comprehensive credit picture from all three of the major reporting agencies.
|
| Request Your Credit Snapshot |
|
This is a snapshot of your credit history according to one major credit bureau. It is easy-to-read, and graphically enhanced with color-coded histograms. The report includes creditor contact information, a quick glance summary, disputing instructions, and an interactive guide.
|
| Credit Union Members Only! |
|
Request your complete credit report with results the three major credit reporting agencies.
|
|
related books