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How To Get a Copy of Your Credit Report


You can get a copy of your credit report from one of the major credit bureaus listed below.

Your report will usually include the following: credit inquiries, bankruptcies, payment history, previous creditors, credit account information, personal identifying information, and any other information related to your credit history. The pricing per copy is variable, depending on the reporting agency.

If you've
1)  Been denied credit because of information in your credit report. (request within 60 days of denial)
2)  You receive public assistance
3)  You're unemployed & intend to apply for a job
4)  Your report is inaccurate due to fraud
5)  You are a resident of a qualified state
6)  You haven't requested a copy in the previous 12 months, you may be entitled to a free copy of your credit profile.


Include the following with your request:

  • Full name (including Jr., Sr., II)

  • Spouse's first name (if married)

  • Social security number

  • Current and previous addresses
    within the last five years

  • Current employment information

  • Telephone number (home)

  • Date of birth

  • Signature

  • Applicable fee

Credit Bureaus

Equifax Information Service Center
P.O. Box 740241
Atlanta, GA 30374-0241
1-800-997-2493  or

Trans Union LLC
Consumer Disclosure Center
P.O. Box 390
Springfield, PA 19064-0390
1-800-888-4213 or

P.O. Box 2104
Allen, TX 75013-2140
1-888 EXPERIAN (888 397 3742)

You may also request your credit report from the agency listed below, who retrieves your credit report and information from all of the major bureaus listed above.


* Request Your 3 in 1 Credit Report 

Get all three scores with your complete 3-in-1 Credit Report to see your comprehensive credit picture from all three of the major reporting agencies.

* Request Your Credit Snapshot

This is a snapshot of your credit history according to one major credit bureau. It is easy-to-read, and graphically enhanced with color-coded histograms. The report includes creditor contact information, a quick glance summary, disputing instructions, and an interactive guide.

* Credit Union Members Only!

Request your complete credit report with results from the three major credit reporting agencies.

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