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Companies We Recommend
For a Merchant Account
Learn about companies we have hand-picked, which will provide you with the ability to accept credit cards on your web site. (any rates listed below are subject to change without notice)
Third Party Processors . . .
» Click here for an overview of third party processors.
» Click Bank
Use if you are selling digital or intangible products. Intangible = consulting services, downloads, web design, basically – products/services you do not ship to your customer. Set up in 10 minutes. Very reliable. Also allows you to operate a super-easy affiliate program with no extra charge to members.
- Provide international fraud screening by ccScan®
- Handle all customer billing, billing inquiries, and bank inquiries
- Connect your web site to our network of over 100,000 affiliate sites
- Process all of your sales volume. No sales caps.
- Built-in affiliate program
- Real-time sales reporting
- Sends you and your affiliates a paycheck twice each month
- One-time $49.95 activation fee, and a $1 + 7.5% fee per sale
- No monthly fees
» CCNow
Use for selling tangibles only. Shopping cart, no upfront fees. One of the lowest rates around. Applications accepted from US and non-US residents.
- Use with any web hosting service because there are no special set-ups required
- $9.95 fee per month for a Mandatory Monthly Promotional Program – they promote your website
- Holds 10 percent of earnings greater than $1,000 for approximately 90 days after shipment.
- No fee for chargebacks
- Delivers revenues to merchants twice monthly.
- Direct Deposit available
- No processing fee if your monthly sales volume is between $0.00-$100.00
- Processing fee is 9% of your total sales in excess of $100.00
» PayPal
Offers a unique, service that allows anyone to send payment to any one else. Customer can pay with a credit card, debit card, echeck, direct funds transfer from their bank account, or a balance transfer from their PayPal account.
You can code your products with the easy-to-use PayPal shopping cart – or PayPal also works nicely with the Dansie, and Mals-e shopping carts.
Account types: Personal, and Business
Accounts include the following features:
- Send and receive money online from a credit card or checking account
- Earn money market returns on your PayPal balance
- Every account insured up to $100,000
- Email-based customer service
- Rates are lower than most other providers
- No set up fees or monthly minimums
» Verotel
Use if selling content or if you have a ‘members only’ area.
- Verotel sells the tickets for your subscriptions
- Online credit card and check billing options
- 1-900 telephone billing
- Per minute billing
- Processes payment twice per month
- Your own Advertising Program
- Direct Deposit
- Available internationally
- Supports recurring billing
- $15.00 fee for chargebacks
- Holds 10% of all transactions as a reserve for 6-months
- Fees range from 12% to 19% per transaction
- No monthly minimums and no setup fee
» ProPay
Enables you to accept credit cards and other forms of payment as traditional merchants do. Can be used by anyone with a PDA or Internet-connected computer. ProPay can be used with the Mals-e shopping cart.
- Add Funds from credit card 3.5% of transaction plus $.35
- Get Paid by credit card 3.5% of transaction plus $.35
- Refund a credit card $.35 Electronic check (ACH) $.35
- Beam Cash between ProPay accounts FREE
- Beam Cash from a credit card 3.5% of transaction plus $.35
- $20.00 Non-sufficient funds
(negative balances in ProPay account)
- $10.00 Return fee on electronic check (ACH) transfers
- $10.00 fee for all Investigations
- $10.00 fee for all Retrieval requests
- Must be a US citizen
- $250.00 single transaction limit, $1,000.00 per month limit
- $15.00 fee for chargebacks
- Delivers revenues to merchants three days from the date of the sale.
» iBill
- Allows sale of both products and services
- Various packages are available that can be customized to fit merchants’ needs
- Holds 10% of revenue from each billing period
- No fee for chargebacks
- Delivers revenues to merchants twice monthly
- Processing fee is 15% of sales volumes $9,999 per month and under.
» DigiBuy
For publishers of software, shareware, electronic art, information, and data. Build a secure storefront to merchandise your products, take orders online, process payments, and distribute digital products over the Internet.
- 13.9% Order Processing Fee
- 30-Day Satisfaction Guarantee
- Enhanced Sales Reporting
- Cookie-Based Shopping Cart System
- Fax/Phone Order Options
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